CO-OP ATM Network and CO-OP Shared Branch were created by credit unions that have joined forces to give their members the kind of financial convenience traditionally available only from big banks. All with the savings and personal service you expect from credit unions.

    This means, when your credit union belongs to CO-OP ATM network, you can use nearly 30,000 ATM locations nationwide—and save money, because they’re all surcharge free. In addition, you’re welcome at nearly 5,000 credit union branches and over 2,000 self-service locations when your credit union is part of CO-OP Shared Branch. That adds up to convenience comparable to the country’s largest banks.

    CO-OP also offers ATMs at a variety of places you may commonly shop, including select Costco®, Walgreens and 7-Eleven® locations. As well as full-service interaction through shared branching, for those times when your transactions require more than an ATM. It’s easy to find the nearest location. In addition to this website, CO-OP locator tools include smartphone apps, text, and a toll-free number. And again, all this convenience comes with no surcharge fees from either network. It’s one more way credit union membership helps keep more money in your pocket.

    To find out whether your credit union currently participates in CO-OP ATM, CO-OP Shared Branch, or both, click here.

    CO-OP Financial Services recently announced the rebranding of the CO-OP ATM network of nearly 30,000 surcharge-free ATM locations, formerly referred to as “CO-OP Network”.  Credit unions are beginning to replace the previous logos with the new logos in all locations, so be on the look-out for the new signage the next time you visit one of the thousands of locations available to you.

    COOP ATM New

    The CO-OP ATM Network provides you with Savings, Convenience, Variety and Full Service Assistance.

    CONVENIENCE

    We are everywhere you need to be. With nearly 30,000 CO-OP ATM network locations nationwide, 9,000+ which are deposit-taking, you are never far from your money when you need it. Convenience is KEY in your busy life and we’ve got you covered.

    SAVINGS

    By using one of the nearly 30,000 ATMs in the CO-OP ATM network, you can benefit from “surcharge-free” transactions. Even if you are not present at your home credit union location, you can still use an in-network terminal and avoid the fees. Simply put: Keep your cash in your pocket, where it counts.

    VARIETY

    Aside from the thousands of credit union ATM locations, you can get cash at many popular retail locations such as Walgreens, Costco® and 7-Eleven®. So when you are out and about, entertaining a busy day’s schedule, your trusted CO-OP ATM network is never far from reach.

    FULL SERVICE ASSISTANCE

    If you prefer to have that “personal, face-to-face” interaction of customer service, our full-service, branch network locations have you covered.